Welcome to EFC Bank, the official partner of entrepreneurs on the continent
EFC Bank is contributing to the development of the country’s private sector by providing increased access online and in person to financial services to the Unbanked, Underbanked, Micro, Small and Medium Entrepreneurs (MSMEs) market segment.
Open an AccountSmall Business Loan
Apply for a Small Business loan customized to your specific business needs.
Free Debit Card
All EFCBANK accounts come with a free Debit Card and you can print banks statements for free 24/7
Credit Card
Apply for a credit card today to build your credit history and get rewarded every time your shop.
Car Loan
Apply for a car loan today to be on the road. All you need is a job or a business.
Home Loan
Get a 30 year home loan today to buy a house or build a custom home for your family.
Online Bill Payment
Use your EFCBANK debit card to shop online where accepted and pay all bills online from the comfort of your home including electric bill, water bill, phone bill, or taxes
Mobile Deposits
Deposit money in your account from your mobile money account, using an ATM or at a local EFCBANK branch. You may also securely deposit checks after meeting the mobile deposit requirements.
Money Transfer
Send and Receive money from friends and relatives using your online or mobile banking access 24/7.
ECF Bank is committed to high standards of customer service
Our Mission
Contribute to wealth creation, improvement of people's living conditions and development of Uganda's private sector
Our Vision
Partner with Micro, Small and Medium Enterprises to increase their access to specialized financial services on a permanent basis
Our Goal
To be the preferred financial institution for individuals and businesses on the continent 24/7
We make your daily business easier so you can focus on what is more important
Direct Deposit
Signup for a Direct Deposit of your salary into your EFC Bank account and get a bonus of up to the equivalent of $10 in your local currency.
Shopping
Use your Debit Card to shop online where accepted and get a full refund for damage goods or goods not delivered.
Pay School Fees
Use your debit card to pay for school fees online or send money to your child's debit card anytime.
One-Stop Online Financial Platform
Free debit card, Free savings account, current accounts, loans, funds transfer, free bank statements, and other financial services for both individuals and businesses.
It's easy to open an account with EFCBANK using Online Banking, Mobile Banking or In Person at a Branch
Open an Account
Select Sign Up or Open an Account and provide basic details to get started
Verify your Account
After registration a six digit code is sent to your email for verification and security. You need this code to continue.
Activate You Account
Use the KYC link in your account dashboard to upload all on-boarding documents including your government issued ID to activate your account.
Get Service
You now have access to your wallets and all other services.
Access your account anytime, anywhere from your smartphone with access to the internet.
Check our rates on deposits and loans today to make your money work for you or get a boost to turn that opportunity into reality.
5000+
Account Holders
3+
Countries
3
Branches
Our Partners
Latest Development
Read more about what we are achieving together as we invest to develop all sectors in the country