EFCBANK Uganda, banking at your fingertips
Open a bank account instantly for yourself or your business and get up to UGX 50,000.00 in your account
Open an AccountFree Debit Card
All EFCBANK accounts come with a free Debit Card and you can print banks statements for free 24/7
Money Transfer
Send and Receive money from friends and relatives using your online or mobile banking access 24/7.
Mobile Deposits
Deposit money in your account from your mobile money account, using an ATM or at a local EFCBANK branch. You may also securely deposit checks after meeting the mobile deposit requirements.
Credit Card
Apply for a credit card today to build your credit history and get rewarded every time your shop.
Online Bill Payment
Use your EFCBANK debit card to shop online where accepted and pay all bills online from the comfort of your home including electric bill, water bill, phone bill, hotel booking, and taxes
Car Loan
All you need is a job or a business to qualify for a car loan today. Apply Now!
Small Business Loan
Apply for a Small Business loan customized to specific business needs in your region
Home Loan
Get a 30 year home loan today to buy a house or build a custom home for your family.
Get a quick loan to grow your exisiting business or jumpstart a new one.
Goal
To be the preferred financial institution for individuals and businesses in all regions of Uganda in person and 24/7 online.
Vision
Empower people and businesses to develop Uganda's private sector
Mission
Partner with Micro, Small and Medium Enterprises to increase their access to specialized financial services on a permanent basis
Online access, free debit card, small business loan, credit card, school loan, car loan, home loan and more
Salary Advance
Get an advance on your salary with no interest for the month
Cash Withdrawal
Get money from your account using your Debit Card at our ATMs or visit a local branch
Money Transfer
Send and receive money instantly on your smartphone 24/7
EFCBANK is committed to making banking accessible to the Unbanked and underbanked in Uganda
Open an AccountProcess loans in 5 business days
Get approved for a small business loan in 5 business days
Your Neighborhood Bank
We are continuously expanding to bring EFCBANK closer to you
Follow these steps to open an account online now and join our community in Uganda
Open an Account
Go to Sign Up or Open an Account and provide basic details to get started
Verify your Account
A six digit code is sent to your email for verification and security. Check your Inbox or Junk folder. You need this code to continue.
Profile Photo
Enter the six digit code to access your account and upload a selfie or photo of you today to your profile.
Activate Your Services
Use the KYC link in your account to upload all your government issued ID to activate your services and get up to UGX 50,000.00 bonus.
Access your account anytime, anywhere from your smartphone with access to the internet.
Check our rates on deposits and loans today to make your money work for you or get a boost to turn that opportunity into reality.
15000+
Account Holders
11+
Branches
785000
Transactions
11
Cities